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Binance Tutorials

Binance Earn: How to Read a Reward Product

Look beyond an annualised rate and review access, terms, asset risk and redemption conditions.

Binance Earn: How to Read a Reward Product

Rate is not total return

A displayed rate may change and may not reflect token price movement, fees, lock-up or eligibility. Reward and outcome are different concepts.

Read access and redemption

Check whether the product is flexible or locked, how rewards are calculated and what happens if conditions change.

Size for uncertainty

Do not use emergency savings or borrowed funds to pursue a headline rate. A product should fit your liquidity needs before its promotion.